FIRST PC BUILD. I Need Opinions?

So this is the build I have put togther - http://pcpartpicker.com/p/B2jD6h

I have been researching for about 2 months now and I feel these are the right parts for me. The build would be for school work, you tube, Minecraft (High - Med) and GTA V (Low-Med).

I opted out of an SSD for now as I don't have the money but i will get one in the future. I also opted out of getting a optical drive as I can just boot up windows via USB. I don't need an aftermarket cooler as I don't intend to overclock. (The i5 4460 can't overclock anyway).

I need opinions if you think i'm over killing on some parts and maybe I could get cheaper alternatives?
Or is this build perfect?

Look ok in general. I'm not a fan of "blue" drives, but prefer the "black" series. They have longer warranty, which suggests they are better built, less likely to fail. Just an opinion…