Transitioning from online college to real college. Is it worth it?

So I started doing an IT course with Penn Foster, an online college. I got hung up half way through the algebra portion. I've always been good at math but the questions here take longer and longer to complete. First I halved my study time from 1 assessment per day to half an assessment per day. It's not getting any easier though. It takes me like 4 hours to complete one and by the time I'm done I don't have any energy for anything else.

I sorta quit that because it was getting annoying. I'm feeling bad about it but I know I'll just quit again if I pick it back up. So I thought maybe I should start going to a real college. At first I couldn't because I didn't have transportation but now I do. I'm thinking it'll be easier because of the following reasons, but my logic could be flawed:
a) More tangible deadlines. Right now I can go a month without studying and the program will still be there waiting for me. I don't feel the pressure.
b) More social interaction. In particular, more girls to impress.
c) Harder to quit. At home I can just close the book when I get tired and go back to Minecraft. I doubt I'll be able to do that in a classroom.

Has anyone gone through a similar situation? What are your results? Are my points valid at all or will I fail no matter what I do?

Research online schools. All schools have online courses. Why not take online courses at your present school?

Penn Foster does not appear on the list of the best online schools. Look at National University instead. Any degree you earn at National University is as good as every other state university. You can earn a degree at NU and then go to a state university with full credit. You have to be careful of online schools.

Yes I honestly think you should transfer over to an actual college. Your logic makes absolute sense, man. Plus I think it'd look better on resumes. Some people just aren't meant for online school, i don't know just not enough motivation. And if you're still having trouble at the college there's always tutoring centers and teachers you can talk one-on-one with.