Is minecraft 26.95 a month to play, or is it 26.95 for the game?

It is a one time purchase

It is a one time purchase, but if you wish to get another account say because you didn't like the name of your first account you have to pay the full fee again.

To sign up, it's free. Then you can play on the severly outdated creative. If you want the game, it's a one time payment, once you get it, you get it plus all updates. Hope I helped

It's a one time payment for the ability to play the full game.